Many retired Police officers in hardship over poor pension  – IG laments

The Inspector-General of Police, Kayode Egbetokun, has voiced concerns over the plight of retired officers under the Contributory Pension Scheme, saying many live in terrible conditions.

He said the hardship has instilled fear and anxiety among serving officers, weakening morale across the ranks.

The IG made the statement during a meeting with senior police officers in Abuja.

On July 21, 2025, retired police officers protested in Abuja, lamenting their poor treatment and humiliating pension payments.

During the protest, they demanded to be removed from the Contributory Pension Scheme, which they claimed had been shortchanging them.

Egbetokun, on Tuesday, in Abuja, said the living conditions of retired officers were unacceptable, given the sacrifices they made in service.

“Today, most retired officers of the Nigerian Police Force live in conditions that are not only unacceptable, but humiliating, given the sacrifices they made in service to the nation.

“Their monthly pension under the CPS is maximally low and roughly inadequate to meet even the most basic needs. Many can no longer afford health care, housing, or a life of dignity,” he said.

“One area I remain deeply committed to is the welfare of our retired officers under the Contributory Pensions Scheme. Their post-service condition is heartbreaking and morally unacceptable.

“This has turned retirement into a period of hardship and regret, eroding the confidence of serving officers, who now see their future with fear rather than hope,” he added.

Egbetokun stressed that the poor state of retirees was affecting the morale of serving officers.

“Among serving officers, there exists a growing and deep-rooted anxiety, born from the belief, rightly or wrongly, that retirement is a descent into hardship.

“This fear has become so pervasive that it is having a noticeable demoralising effect on morale across ranks,” he said.

He noted that while the police leadership supported exiting the scheme, decisions must be guided by “prudence and strategy” to avert future pitfalls.

Egbetokun said efforts to sensitise officers about the CPS had been misunderstood.

“Attempts made to educate them on the operation of the Contributory Pensions Scheme have been taken as attempts to keep them in perpetual bondage of the CPS,” he said.

The IG noted that the leadership of the Police had initiated efforts to augment the pension of retired officers and had presented its position to the National Assembly during the public hearing of the bill seeking to exempt the police from the scheme.

“This stance was further reinforced in my recent letter to the National Assembly.

“While the agitation for our exit from the Contributory Pensions Scheme is just and deeply rooted in lived realities, it is imperative that our actions are guided by prudence and strategy,” he said.

He, however, cautioned against hasty decisions, saying “I sounded a caution that my people should look well before they jump into any exit.

“There may be a booby trap in the bill. So what is the use in exiting out of this bill and jumping into uncertainty?”

He said his earlier comments were misinterpreted as opposition to exiting the scheme.

“Some people have interpreted that to mean that I don’t want the police to exit the CPS. That is not true. But people often know that that’s not exactly what it meant,” he said.

He also urged police commanders to engage with serving and retired officers to sensitise them on ongoing efforts by the police leadership to improve their welfare.

Egbetokun further revealed a new welfare incentive aimed at boosting morale among serving officers.

According to him, any officer who wins the Inspector-General’s award for exceptional professionalism twice consecutively would be further rewarded with accelerated promotion.

He emphasised the initiative was designed to promote a culture of excellence, creativity, and patriotism within the Force.

“To further boost morale amongst serving officers, I am proud to announce a new welfare incentive.

“Any officer who wins the IDP’s award for exceptional professionalism twice consecutively will now be considered for accelerated promotion.

“This is not just a reward, it is a call to excellence, creativity, and patriotism.

“We are building a culture where excellence is not just applauded, but advanced. The good thing is here. A motivated force is an effective force.

“Let us also recognise that while past efforts are commendable, they are not enough. Crime does not rest. Criminals do not pause,” he said.